How family money impacts children's development
children’s

How family money impacts children’s development

The origin of finances influences differently the evolution of cognitive skills and the general conditions of emotional and physical health of children

One of the studies to bring this look was conducted by University College London (England) and the German Institute for Economic Research (DIW) and published on September 16, 2020. In it, four researchers analyzed the differences between children from families who have wealth (that is, equity – own home and the possibility of living off solid investment income) and families who depend on regular wages to pay rent and all household bills.

The focus was on the evolution of cognitive skills (verbal development) and the general emotional health (behaviors) and physical conditions of children aged 9 months and 3, 5, 7, 11 and 14 years of age. The study was attended by just over 19 thousand families.

More stability, better behavior? Not quite …

According to the analyzes, children’s social behavior tends to be better in wealthy families than in those who depend on wages to pay the bills. But in private life the situation is reversed: children of salaried parents behave better at home and show more respect for adults than those in the other group.

This may be due to a largest parent repertoire who work and receive salaries, which increases family conversations and opens the way for a more solid construction of dialogue and mutual respect. Children who talk more with adults tend to be safer in front of them.

Chatting at home is key!

In view of this last information, it is not surprising that the verbal development has been more advanced among the children of salaried parents – those who talk more at home.

Not that children in households with guaranteed income have verbal difficulties, but, in this analyzed sample, they were slightly behind the other group both in speech development and in vocabulary repertoire.

Habits speak louder than money

When it comes to physical health, the two groups are practically the same: there is no significant difference in results between children from both types of families.

Good or bad diet, regular or rare physical activities and general health care showed similar percentages among families that are financially secure and those that rely on their regular payments to face payment slips.

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